Monday, 10 June 2019 | By: Writing Buddha

Master Your Money, Master Your Life by Abhishek Kumar (Book Review: 4*/5) !!!

1767th BLOG POST -->>

As far as my memory goes, I have read around 3-4 books related to how we can manage our money and finances with many tips out there. But the problem with those books was that it explained money and the methods to save it in the way that someone like me who has started earning since last 3-4 years itself shall never be able to comprehend the jargons and what to do exactly to understand whom to believe and whom not to believe. I have finally completed reading a book which has actually satisfied me in terms of suggestions provided. The book is “Master Your Money Master Your Life” by 2nd time author, Abhishek Kumar, and published by Wisdom Tree.

Reading a non-fiction book becomes great when authors try to keep language and narration simple and I must applaud Abhishek for managing to explain such complex terms and topics in as easy language as possible that reading this book has not only been informative but also entertaining and exciting. There are so many advertisements, financial advisors, family agents, family friends who have filled our minds with multiple concepts on how money can be multiplied and saved. Author had a difficult task of going against them and putting up his belief and make sure the reader agrees with it. I must say I agreed on most of things that Author explained in the book though there are few things on which I did disagree too.

Author has divided the book into different segments to take the things ahead gradually so that readers can grasp the same with the pace of the book. Author starts by explaining the concept of Goal-making which we generally find in Management books and with-it author tries to convince us to be serious for mastering our money and monitor it by creating a serious goal for the same. And then the author goes on explaining us how we are made to believe that our life has been simplified with loans that we can take even for our small purchases but derives the conclusion on how we are actually losing money with each loan. Post that, author goes on a long spree to dilute our passion for owning as many credit cards as possible. In fact, author suggests us to not have credit card at all. Well, here I disagreed as author tries giving suggestions that seems to be too over-protective. Anyway, the myths that author busts regularly up till this chapter is really an eye-opener.

The good thing till this chapter in this book is that in the 1st half, author has told us what not to do and what to completely avoid so that we spend less on things which are not necessary. But the problem here is that still, author has not begun speaking on what needs to be done to save and multiply money. Post this, author starts providing us concepts such as Five Funds Funda where he tells us how to distribute our money to assure we are able to secure all kind of requirements in our life which needs money to be fulfilled. Another unique thing that author has described in one of the chapters which is highly important is how you can effectively regulate and build your money if you and your spouse do it together rather than doing it individually. This is what many advisors miss to include while planning our money.

In the last quarter of the book, author concentrates upon the factors such as real estates, mutual funds, ULIP, Insurance etc. and shares his To-Do list and Not-To-Do list. Here also author has tried his best to keep the jargons away and explain as basic terms as possible so that people who know nothing about it can also enjoy the lessons given.

This book is actually a must-read book as the kind of myths that author has dismissed is really commendable and makes us understand a lot of things. I liked the Five Funds Funda concept and I am surely going to follow it as much as possible. The way author has tried explaining the concepts with the help of charts, fictional conversations and examples is effective and impacting. I am glad that author has not thrown much of calculations, percentages and numbers while explaining the same as it becomes highly irritating for the reader to understand the same and get stuck in a concept or on a page.

Now, talking about the drawbacks of the book, as I have already mentioned above, reader will have to wait for the complete 1st half of the book to actually know where the money needs to be kept. Secondly, as I said above for the chapter on Credit-cards, author has completely invalidated it whereas author should have also told us about how it can be used for benefits in control. Similarly, I believe there are many types of Pension Plans and Insurance Plans which author has not detailed the way I was expecting. If we should go towards LIC or other Insurance Companies and their differentiation and comparison isn’t provided. Similarly, author could have suggested some Mobile Apps which could help us in planning our money, buying stocks, investing in mutual funds etc. Similarly, I was expecting strategies from author on how to plan investment which can help us with Income tax. How to manage money even with having children and how to save for their education, marriage and future is not included.

But, overall, considering even these drawbacks, the book is still worthy enough to go through and follow the basic tips that author has suggested. I give this book 4 stars out of 5. Recommended for those who have just started earning and doesn’t know where to keep their money so that they can save it better.



Wednesday, 5 June 2019 | By: Writing Buddha

Movie Review: Bharat: A strict Okay-ish movie! ***

1766th BLOG POST -->>

I stay in Navi Mumbai hence even after having some doubt on Salman Khan’s movies I still go to watch them because of the experience I get in the theatre as everyone in the audience is Salman’s die-hard fan as he has a farmhouse nearby in Panvel. I saw the FDFS of Bharat today and it was again a spectacular event seeing small children and Muslim families coming out in new clothes to celebrate Eid by watching the nation’s favorite actor- Salman Khan on the big screen.

Bharat is a great story on paper which narrates a character’s story from 8 years of age to 70 i.e. 1947 to 2010. The other great part of the story is that the character’s name itself is Bharat which is kept on the name of the country. Salman Khan playing the same makes this story sound more powerful. But when the same has been adapted in the movie and projected on the screen, it doesn’t turn out to be as special as it sounds textually; though it is watchable. The 1st half is interesting where it has been shown how the character of Bharat struggles for his survival by working at several places and even risking his life at times as he needs to keep the promise his father had given him before getting separated at the time of partition to protect his family as he is the eldest among siblings.

His 1st meet with other characters such as his friend, Vilayati (Sunil Grover), his 1st love interest- Radha (Disha Patani), his 2nd love interest- Kumud (Katrina Kaif) etc. is interesting and enjoyable. There are small humorous pieces in between which also works fine. But when the story moves to the 2nd half, the repeated display of Bharat’s survival in different kind of jobs becomes boring and monotonous. Then comes the important portion of the movie where Bharat gets a hope of reuniting with his father and sister due to a media-channel’s initiative to unite families from across borders who got separated during partition. This is where it seems the Bajrangi Bhaijaan effect has been applied in the pre-climax which actually makes you weep and shed some tears. But I believe story could have been ended just there but the director and writer stretch it little more to show the current lifestyle of the character, Bharat, at the age of 70 which becomes little too hard to digest.

Talking about the good parts of the movie- the movie starts off well and first half is entertaining and hopeful. The pre-climax emotions are also very well handled and actually works with the audience. The chemistry and love-angle between Salman and Katrina’s character is very nicely projected even though Katrina plays Salman’s boss. The chemistry between Salman and Sunil Grover’s characters where they play childhood friends is also beautifully projected. The dialogues are fine; not much issue with them though none of them will stay with you. Also, the process of getting jobs are also interesting to watch when you are uneducated in our country but want to earn bucks.

The stand-out performance in the movie is delivered by Sunil Grover who has a good length of role and is able to deliver the same strongly and comfortably without any nervousness in spite of sharing the screen with superstars like Salman Khan and Katrina Kaif. Another good performance is delivered by Disha Patani who even in her short role impresses just like she did in Dhoni’s biopic. Salman Khan again plays himself in the movie like most of his movies in last decade hence if you are Bhai’s fan, he shall not disappoint you but if you aren’t, then it shall irritate to watch how he plays same kind of body language for all the age-group he is portraying. Even at 70, his make-up and body language are like that of 30 years old which irritates. Katrina Kaif is wonderful in this movie and I am very happy to say this once again after Zero. But same problem with her make-up when she is made to play aged part.

All the other characters are okay in their small roles.

Talking about the drawbacks of the movie:- The 1st thing that disappointed me throughout the movie is over-stretching most of the scenes such as the Circus part of Maut Ka Kuaa, the part in Middle-East when Salman and Grover’s characters start working under the ground in Middle-East and another boring part where some people come to loot their ship – makers have tried to make that segment funny giving references of Amitabh Bachchan but it is really irritating, the pre-climax though it clicks but even that is too long. There are many such scenes which starts eating the patience in the audience in you. The scene of separation between Salman and Jackie Shroff is played so many times that even though I loved that scene in the beginning, later on, I wanted to hit the screen with my shoes whenever it played. Another major setback in the movie is that the story of character is shown along with the development of the nation but there is nothing much that the makers are able to show about India or the character or the co-ordination between both of them. They only end up spoiling the same. Even the sets and ambience of the movie remains to be the same even though the year ranges from 1947 to 2010 which is really disappointing.

Overall, the movie is a one-time watch with all the irritating parts mentioned above. I would give this movie 2.75 starts out of 5 which rounds off to 3 stars which I believe I would still give because of the engaging sections too. But trust me, you can skip this movie from watching it in theatres and wait for it to come on television if you are not a Salman Khan fan.



Wednesday, 15 May 2019 | By: Writing Buddha

Yug Purush by Savita Singh (Book Review: 4*/5) !!!

1765th BLOG POST -->>

Reading about mythology in not-so-literary and serious manner has become a new cool for me. I remember my father gifting me a book on Mahabharata when I was child and I didn’t pick it up till date just because of its difficult vocabulary. But, since Amish Tripathi has come up with his Shiva trilogy, I have gone crazy about such books on mythology which are written in an easy to go language which believes in sharing the story and tale rather than improving our language. One such powerful book I read on the life of Lord Krishna is “Yug Purush” written by Savita Singh and published by Rupa publications.

To begin with, the cover page and overall aesthetic of the book is very beautiful and serene which compels you to pick it up above any other book. Yug Purush is the complete life story of Lord Krishna who is depicted as a simple human being with extra ordinary powers which made him special. Initially, the book seems to be boring as authoress take some time in building up the story and describing Krishna as we know him. As soon as those incidents begin with which we start feeling the connection with the character of the protagonist, the book becomes interesting. The book gives perspective of Krishna as a King and I had never read the tales which are mentioned about him of those times. It is interesting to read the many kind of decisions that Krishna took as a king for his people and kingdom.

The relationship of Krishna with Pandavas and Kauravas is very nicely portrayed which helps us to understand how he was connected with them and why he was involved throughout the proceedings that took place between the cousins. The way Krishna helped Pandavas before war with the Swayamwars, decision-making incidents, marriage etc. makes the read interesting as I have generally read only about the Bhagavad Geeta part mainly. Later on, the role of Krishna in the war and its arrangement is what makes the experience of reading the 2nd half of the book very thrilling and exciting. There is an adrenaline rush regularly while reading those parts where Krishna is regularly on toes and keeps on changing plans every now and then by right and wrong means to ensure that the righteous party wins the war.

The way even the wrong means of Krishna are discussed makes the book interesting as there is reason given for the same regularly without making you disbelieve in the character of Krishna ever. Even the anger of Krishna on certain incidents is nicely narrated as the way character of Krishna is developed, it becomes difficult to imagine him getting angry, frustrated or irritated but the authoress has played her part well. The ending of the book is also closed with such powerful tone that you just keep on thinking about it even after turning the last page. You just can’t believe this can happen with Krishna. Another thing that I would like to appreciate about authoress is wonderful editing of the book and ensuring it ends in one book itself rather than stretching it for trilogy or 5-book series.

Talking about the drawbacks of the book now: - As the focus of the author is on Krishna, all the other characters are not developed the way he is done hence you can’t connect with anyone else. Sadly, not even with Arjun. Krishna’s multiple marriages are discussed too much in the 1st half. The part when Krishna conversed with Arjun in the middle of the war ground is ended without even giving it a proper chapter hence excluding the Bhagavad Gita section completely. This disappointed me a lot. Also, the spiritual part of Krishna isn’t much explored in the book. Because Krishna is in focus, many important events of Mahabharata is also out of the scope of this book.

Overall, this book is a beautiful read and gives you peaceful feeling post completing the same. I give this book 4 stars out of 5.